Terms & Conditions

1. Website Use

This website is provided for general informational purposes about our company, services, and content. You may use this website only for lawful purposes and in a way that does not interfere with the operation, security, or availability of the site.
You agree not to:
use the website for any unlawful, fraudulent, or abusive purpose
attempt to gain unauthorized access to the website or its related systems
copy, scrape, reproduce, or misuse website content without permission
submit false, misleading, or harmful information through forms or booking tools

2. No Professional or Client Relationship

Use of this website, including submitting a contact form or booking a call, does not create a client, advisory, fiduciary, or professional relationship between you and AF Accounting & Strategy.

Any business relationship will only begin after both parties agree in writing to specific services and terms.

3. Contact Forms and Booking Requests

This website may allow you to contact us through website forms or schedule meetings through Calendly.
By submitting information through these tools, you confirm that:
the information you provide is accurate
you are submitting the information voluntarily
you consent to being contacted regarding your inquiry or requested services
We will use the information you submit only to respond to your inquiry, communicate about potential services, and manage requested appointments, as described in our Privacy Policy.

4. Intellectual Property

All content on this website, including text, graphics, branding, logos, layout, and original materials, is owned by or licensed to AF Accounting & Strategy unless otherwise stated.
You may view, download, or print content from this website for personal, non-commercial use only. You may not reproduce, republish, distribute, modify, or commercially exploit any content from this website without our prior written permission.

5. Website Content

We make reasonable efforts to keep the information on this website accurate and up to date. However, we do not guarantee that all content is complete, accurate, current, or free from errors.
The content on this website is provided for general information only and may be changed at any time without notice.

6. Third-Party Services and Links

This website may include links to third-party websites or use third-party tools, including Calendly. We are not responsible for the content, availability, policies, or practices of third-party websites or services.
Your use of third-party services is subject to their own terms and privacy policies.

7. Limitation of Liability

To the maximum extent permitted by applicable law, AF Accounting & Strategy will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:
your use of, or inability to use, this website
errors or omissions in website content
interruptions, delays, or security issues affecting the website
reliance on information provided on the website
Nothing in these Terms excludes any liability that cannot be excluded under applicable law. Consumer protection rules may limit how far a business can rely on standard website terms, especially where a term would be considered unfair or misleading

8. Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information submitted through the website.

9. Governing Law

These Terms and Conditions are governed by the laws of Ontario, Canada, without regard to conflict of law principles, except where mandatory consumer protection or privacy laws apply in your jurisdiction.

10. Contact

If you have any questions about these Terms and Conditions, please contact:

AF Accounting & Strategy
ammad@afaspc.ca
(647) 242-0059